Hominy Chili with Beans

2 teaspoons vegetable oil
2 teaspoons bottled minced garlic
4 teaspoons chili powder
1 teaspoon ground cumin
1 (15.5 ounce) can white hominy, drained
1 (15.5 ounce) can red beans, drained
1 (14.5 ounce) can diced tomatoes, undrained
1 (14.5 ounce) can stewed tomatoes, undrained and chopped
1/4 cup sour cream
1/4 cup (1 ounce) shredded sharp Cheddar cheese
4 teaspoons minced fresh cilantro

Heat oil in a large saucepan over medium heat. Add garlic; saute for 1 minute. Stir in chili powder and next 5 ingredients (chili powder through stewed tomatoes); bring to a boil. Reduce heat; simmer, uncovered, for 15 minutes.

Spoon 1 1/4 cups chili into each bowl (serve 4) top each serving with 1 tablespoon sour cream, 1 tablespoon cheese and 1 teaspoon cilantro.