Nacho Casserole

1 (10 3/4 ounce) can condensed Cheddar cheese soup
1/2 cup low-fat (1%) milk
1 (16 ounce) jar mild or medium-hot salsa
1 (7 ounce) bag baked, unsalted tortilla chips
1 (16 ounce) can refried beans
1 or 2 jalape o chiles, thinly sliced (optional)
1 cup shredded Cheddar cheese

Heat oven to 400 degrees F.

In 13 x 9-inch ceramic or glass baking dish, stir undiluted soup with milk; spread evenly. Top with half of salsa and half of chips. Carefully spread beans over chips. Top with remaining chips and salsa. Sprinkle with chiles and Cheddar.

Bake 20 minutes or until hot.